Many of your questions can be answered under the "FAQ" heading or "frequently asked questions". But for a quick outline regarding how it all works to get a cash advance/payday loan, the following questions and answers should help.

New Cash Advance Customers

Complete the application online and submit to our office. You can also call us and we can fax you an application or you can come into the office to make application. You will need:

• • a government issued picture ID
• • last 2 pay stubs
• • last 2 bank statements
• • last 2 utility bills that show your name
• • you must be at least 18 years of age

Upon approval, you will need to present 2 personal checks, one for the amount of the loan and another for the amount of the loan fees.

It's all easy, quick, and confidential. Once you are an AMERICAN CASH ADVANCE customer, future advances become even
easier.

Will I need any other documents?

Usually the list of documents above will be all you need to get a cash advance loan. But in some cases, we may ask for some additional documents just to make your future borrowing as easy as possible.

How do I get my money?

After you are approved for a cash advance loan, you have the option of receiving your money three ways - a check from us, a debit card (just like a credit card) or we can electronically credit your checking account. We do not like to use cash for several reasons. First, if for some strange reason you lose the cash, it's gone. If you lose the check, we can stop payment on it and issue you another one. Basically the same thing would happen with a debit card. If it gets lost, we cancel it and issue you a new one. The safest is a credit to your bank account. No paperwork. The money is there.

What if I change my mind and decide I don't want the cash advance?

If you change your mind and do not wish to take out a cash advance loan, you have until the end of the following business day after signing loan documents to bring the money back to us. It's that simple.

Disclaimer

Please do not hesitate to call us with any questions or concerns. We are here to help you in any way we can. Remember, if you do not need the cash advance, don't get one. We do not want to see you get into a bad financial position. We are here if you need us but we do not want you to get over your head in debt that you cannot pay back. We are not financial advisers but we'll help where we can to put you in the right direction to resolve some of the financial problems you may have.